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DOWNLOAD this Texas Promissory Note Form in order to record a loan of money between two people in Texas.  The person lending the money and the person borrowing the money may decide on the interest rate charged provided it is within the confines of  Texas law.  The parties may also decide whether the loan will be paid regularly or in one lump sum.  Finally, the parties may decide whether or not to have the loan secured by collateral.

USURY

The maximum interest rate is generally 18% per year. TX FIN § 303.009

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