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DOWNLOAD this Idaho Promissory Note Form in order to set forth the terms of a promise to repay monies lent over a specified period of time at a specified rate of interest.  The parties may also choose whether or not the funds lent will be secured by collateral or will remain unsecured.  The parties may also choose the form of payment the borrower will make to the lender and whether it will be one lump sum at the end of the term or regular payments during the term.


The legal rate of interest in Idaho is 12% per year when the interest rate is not specified in writing. 28-22-104