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DOWNLOAD this Wisconsin Promissory Note Form for forming an agreement to lend and borrow money between Wisconsin residents.  This promissory note form allows pre-payment of the money without penalty as well as a choice as to whether or not collateral will be used to secure the loan.  The parties may also decide whether the loan will be repaid in installments or in one payment.

USURY

The legal rate of interest in Wisconsin is 5% per year when there is no written agreement between the parties.  The maximum amount of interest allowed with a written agreement with some exceptions is 12% per year. WI ST 138.05

 

 

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