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DOWNLOAD this Florida promissory note form which represents a promise by one person to pay back money loaned to them by another person over an agreed upon period of time and at an agreed upon rate of interest.  The parties may also decide whether or not they want to secure the money with collateral as well as the specific terms of repayment.

USURY

Florida statutes place an upper limit on the allowed interest rate at 18% per annum simple interest for any amounts loaned under $500,000 and 25% per annum simple interest for any amounts loaned over $500,000. See Florida Statutes Title XXXIX Ch. 687.03 and Ch. 687.071

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